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Employee Benefits

You have the power

Empowering You

To maintain corporate strength with robust benefit offerings

ALTERNATE FUNDING

Analyzing your company’s unique situation and the different funding options available in today’s market to mitigate the impact of healthcare costs on your bottom line while offering a competitive healthcare program.

BENCHMARK REPORT

Identifying best practices and opportunities specific to your industry and market for comparing your current plan utilization to make strategic recommendations and solutions that are targeted and measurable.

CARRIER NEGOTIATIONS

Utilizing our leverage with the market, due to our size and proprietary RiskMAP process, to negotiate expenses on your behalf to obtain the best plan possible and to keep your benefits costs in check.

CLAIMS ANALYTICS & PROJECTIONS

Delivering high quality data to guide decision-making through proprietary analytics, reporting and modeling tools to give you valuable insights into the issues driving your healthcare costs.

CLIENT RESOURCE CENTER

Providing you with an exclusive online portal that offers one-stop access to critical HR and benefits information to keep you current on federal and state laws, and to offer you attorney reviewed tools, step-by-step compliance guidelines and so much more.

COMPLIANCE SUPPORT

Breaking down complex laws and regulations to calculate the business impacts of compliance, as well as the liabilities of noncompliance, so you can make informed decisions to protect your company from fees and penalties.

EMPLOYEE BENEFITS

Offering comprehensive plan management for your health and benefits program to reduce costs, improve employee productivity, educate employees, implement effective compliance strategies and help you attract, retain and develop top talent.

EMPLOYEE COMMUNICATION

Educating employees through digital, print and in-person communication to promote programs, services and wellness topics in a clear, consistent and strategic manner helping them make more informed health and benefits choices.

EMPLOYEE ENGAGEMENT

Understanding the key drivers of engagement and disengagement unique to your company to develop a dynamic approach and initiatives that will have the greatest impact on raising levels of engagement and increasing performance and retention.

ERISA
ATTORNEY

Offering you the support and solutions necessary for those special healthcare compliance circumstances by partnering with outside counsel to help you remain in compliance and protect plan participants.

EXECUTIVE BENEFITS

Taking a big picture look at your strategy for compensation, succession, wealth preservation and total rewards offerings to give you a strategic advantage in retaining your top executives and continuing to grow your business.

HEALTHCARE CONSUMERISM

Developing a culture of consumerism when it comes to healthcare choices by educating your employees and providing the resources and tools necessary to make educated healthcare purchasing decisions in order to reduce costs for you and your employees.

MCCLONE
HR

Combining state-of-the-art technology with fully integrated services and support in a seamless and simple way to save you time, energy and cost while establishing your company as a great workplace that attracts, retains and engages people.

MEDICARE PROGRAM

Sorting through all the information about health insurance and Medicare that may be causing confusion, stress and worry for your employees to give them a clear understanding of their options so they can determine the best fit for their lifestyle needs.

ONLINE BENEFITS ADMINISTRATION

Making it easier to maintain and manage the full spectrum of your company’s benefit plans by implementing an online platform to improve productivity, communication with employees and your ability to make well-informed business decisions.

PROFILE
360

Comparing the myriad of issues that significantly impact your benefits plan by leveraging our proprietary platform to capture, benchmark and proactively monitor your entire benefits program.

RETIREMENT SERVICES

Creating positive retirement plan outcomes, from the design to monitoring and analytics of the plan, for sponsors and participants alike, utilizing robust technology, systems and services.

SPD WRAP SERVICES

Providing customized document compliance solutions for your company to communicate information, establish distribution guidelines and meet ERISA provisions to help you achieve compliance and give you the resources to keep your documents updated.

VOLUNTARY BENEFITS

Rounding out your employee benefit offerings with options that align employee needs with your business objective, giving you the competitive edge for attracting and retaining the top talent in your market.

WELLNESS PROGRAM

Embracing that there is no such thing as one-size-fits-all in wellness programs by addressing your unique needs and situation in order to build a tailored program to improve employee health, financial wellness and reduce claims.

RiskMAP Process

Uncovering risks to better position your organization for success

Monitor ResultsYou and your company are dynamic – what works for you today might not work as well tomorrow. The continued success with your risk management program requires consistent evaluation. We will use a variety of tools to monitor your plan’s performance with verifiable data and reports. We’ll tailor the appropriate analytics for you so we can measure the success of your plan and adapt the program as your business evolves and changes. Implement SolutionsDuring this stage, we put in place the specially tailored programs and strategies designed to achieve your short and long term goals. A strong belief in our process motivates underwriters to offer much lower insurance costs on your behalf. Develop StrategyOur team will use the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce insurance costs. We will present available opportunities to you for us to work together to build an action plan to achieve your objectives. We also determine if there are value added support tools available that can be used to achieve your goals. Identify RiskDiscovering what makes your organization unique is the most important step for us. As your partner, we learn about your initiatives and the risks your company faces and assess the current programs, policies and procedures in place to address them. With this information we are able to analyze how we can partner with you and make sure the appropriate carrier and vendor relationships are in place and aligned with your vision and goals.

RiskMAP Process

Uncovering risks to better position your organization for success

riskMAP_identify_risk

Identify Risk

Discovering what makes your organization unique is the most important step for us. As your partner, we learn about your initiatives and the risks your company faces and assess the current programs, policies and procedures in place to address them. With this information we are able to analyze how we can partner with you and make sure the appropriate carrier and vendor relationships are in place and aligned with your vision and goals.

riskMAP_develop_strategy

Develop Strategy

Our team will use the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce insurance costs. We will present available opportunities to you for us to work together to build an action plan to achieve your objectives. We also determine if there are value added support tools available that can be used to achieve your goals.

riskMAP_implement_solutions

Implement Solutions

During this stage, we put in place the specially tailored programs and strategies designed to achieve your short and long term goals. A strong belief in our process motivates underwriters to offer much lower insurance costs on your behalf.

riskMAP_monitor_results

Monitor Results

You and your company are dynamic – what works for you today might not work as well tomorrow. The continued success with your risk management program requires consistent evaluation. We will use a variety of tools to monitor your plan’s performance with verifiable data and reports. We’ll tailor the appropriate analytics for you so we can measure the success of your plan and adapt the program as your business evolves and changes.

McClone Success Stories
Success testimonial

They provided guidance for developing and putting a strategic plan in place to manage the city’s health and wellness benefits, and they delivered amazing results.

Success Story

A Strategic Approach To Reducing Healthcare Premiums — How One Municipality Took Back Control

VIEW THIS STORY

Evolve & Excel

ProSential Group Logo
McClone is a member of the Prosential Group, an exclusive national network of employee benefits brokers transforming the marketplace by taking an innovative approach to the way in which today’s broker provides HR, benefit and payroll services along with expertise to growing companies. Membership in Prosential Group allows us to leverage the powerful combination of world-class technology, national reach, enhanced support, and knowledge-sharing forums and events to unlock a new competitive edge and growth for our clients.

Refreshing Insights blog-arrow-right

A collection of articles from the McClone team with the helpful knowledge and insights to ensure your organization is well protected.