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Personal Insurance

You have the power

Empowering You

With personalized service and comprehensive programs

AUTOMOBILE & REC VEHICLE

Making sure you get to where you need to go with confidence by designing a custom built policy to give you the quality, security and service you deserve.

CYBER & SOCIAL PROTECTION

Providing you with comprehensive cyber protection that helps you avoid the lasting impact of emerging concerns like identity theft, hacking, cybercrime or harassment.

ESTATE
PLANNING

Working with you to develop a plan to protect your family, grow your assets, minimize taxes and efficiently transfer wealth to your heirs and favorite charities.

IDENTITY MANAGEMENT

Keeping your identity your own through a proactive approach layered with cyber protection and identity theft resolution services focused on alleviating the fear, anxiety and frustration of a potential incident.

INDIVIDUAL LIFE & DISABILITY

Providing an array of options to protect your health and sustain your earning ability giving you and your family the financial security you deserve.

MEDICARE & HEALTH

Sorting through all the information about health insurance and Medicare that may be causing confusion, stress and worry to give you a clear understanding of your options and the program that best fits your lifestyle needs.

PERSONAL RISK MANAGEMENT

Tailoring services and personalized insurance solutions to strategically lower your risks and help you be more resilient in the event of a claim while home or away.

PROPERTY
& HOME

Taking steps to protect all the details that make your house a home by building a comprehensive insurance program that meets your unique needs.

TRAVEL

Delivering comprehensive protection and exceptional service for all the trips you take - all year long - so you can travel without worry.

UMBRELLA

Protecting your financial future by determining the right amount of coverage based on your unique lifestyle to protect your assets and financial success from potential lawsuits.

VALUABLES

Safeguarding your rare, beautiful and difficult-to-replace items acquired over the years that are near and dear to your heart so you can rest at ease.

WATERCRAFT

 Carefully selecting and customizing policies that fit your boating needs to keep you on the water with confidence.

RiskMAP Process

Uncovering risks to better position your organization for success

Monitor ResultsYou and your family are dynamic — what works for you today might not work as well tomorrow. The continued success with your personal risk management program requires consistent evaluation and adjustment as you transition through the different stages of life. Implement SolutionsOnce the foundational work is done, an action plan is put in place with specially tailored programs and strategies designed to achieve your short- and long-term goals. With an emphasis on process and efficiency, you can spend your valuable time where it’s needed most while we do the heavy lifting. Because of the thorough information provided up front, insurance underwriters have more faith in the plan and are able to be as aggressive as possible on your insurance costs. Develop StrategyOur team uses the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce costs — both insurable and uninsurable. Together, we’ll strategize and build an action plan to achieve your personal objectives and priorities. Identify RiskEffective risk management starts with discovering what makes your family unique. As your partner, we systematically learn about your lifestyle and the unique risks you face to assess the policies and programs you have in place. With this information, you can better understand your risks and we can properly analyze the best way to partner with you to help you protect your family and reach your goals.

RiskMAP Process

Uncovering risks to better position your organization for success

riskMAP_identify_risk

Identify Risk

Effective risk management starts with discovering what makes your family unique. As your partner, we systematically learn about your lifestyle and the unique risks you face to assess the policies and programs you have in place. With this information, you can better understand your risks and we can properly analyze the best way to partner with you to help you protect your family and reach your goals.

riskMAP_develop_strategy

Develop Strategy

Our team uses the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce costs — both insurable and uninsurable. Together, we’ll strategize and build an action plan to achieve your personal objectives and priorities.

riskMAP_implement_solutions

Implement Solutions

Once the foundational work is done, an action plan is put in place with specially tailored programs and strategies designed to achieve your short- and long-term goals. With an emphasis on process and efficiency, you can spend your valuable time where it’s needed most while we do the heavy lifting. Because of the thorough information provided up front, insurance underwriters have more faith in the plan and are able to be as aggressive as possible on your insurance costs.

riskMAP_monitor_results

Monitor Results

You and your family are dynamic — what works for you today might not work as well tomorrow. The continued success with your personal risk management program requires consistent evaluation and adjustment as you transition through the different stages of life.

McClone Success Stories
Success testimonial

They provided guidance for developing and putting a strategic plan in place to manage the city’s health and wellness benefits, and they delivered amazing results.

Success Story

How One Company Lowered Premiums By $36,000 in Work Comp Premiums in One Year and Became Compliant.

VIEW THIS STORY

Refreshing Insights blog-arrow-right

A collection of articles from the McClone team with the helpful knowledge and insights to ensure your organization is well protected.