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PERSONAL INSURANCE
Because Ordinary Doesn't Cut It
Standout people deserve standout protection. From home and auto to Medicare and more, we make sure your lifestyle, assets, and future stay protected through every stage of life.
WHAT OUR SOLUTIONS ARE BUILT TO DO FOR YOU
Insurance, Redefined for You
When you have more to protect, the risks are different and so is the way you think about them. You need confidence your world is covered, without having to follow up, ask twice, or manage the details.
Lifestyle, Protected
You’ve built something worth protecting. You deserve coverage that fits the complexity of your life, not something off a shelf. And costs that reflect long-term value, not short-term savings.
Minimizing Disruption
Claims, changes, curveballs—none of it should throw your life off track. When something happens, we step in, manage the details, and make sure things keep moving with as little disruption as possible.
Strategically Aligned
We coordinate directly with your advisory team, including your attorney, CPA, and wealth advisor, to ensure your protection isn’t operating in a silo. It’s one more part of your world moving quietly, confidently, and in sync.
The Gift of Time
You're constantly trading between what demands your time and what deserves it. Our role is to get this off your plate—quietly, thoroughly, and without needing to be reminded.
Proactive by Design
You don’t need someone to tell you what’s obvious. You need someone who’s tracking what’s next. We stay ahead of shifts so your protection evolves as your world does.
Trust That is Earned
Trust is built through action, not promises. You deserve a partner who follows through, stays steady in the storm, and leads with your best interest at the center of every decision.
THE NEW FRONTIER OF PERSONAL RISK
Cyber Liability & Identity Theft Protection
Cyber threats go far beyond credit card fraud. High-performing individuals are targeted for a reason: more assets, more access points, and more to lose. From social engineering to smart-home breaches, these risks are sophisticated. If your name, lifestyle, or business puts you in the spotlight, you’re already on the radar. That’s why this coverage isn’t optional. And if something happens, you won’t be left scrambling. You’ll know exactly who to call: a team that knows your world and is already in motion.
SYSTEMATIC RISK MANAGEMENT
RiskMAP: Informed Moves, Not Costly Assumptions
RiskMAP™ was born from a simple truth: a well-defined problem is half-solved. But that’s not the industry norm. Why? Because doing it right takes more than good intentions. It takes disciplined focus to turn scattered inputs into clear, actionable insight. RiskMAP identifies what’s truly at risk through a client-first process: powered by people, backed by technology, and executed with the kind of precision other firms can’t scale.
RISK MANAGEMENT ACTION PLAN
Identify Risk
Understanding your lifestyle, priorities, and future goals is the most important step and it is never just a one-time conversation. RiskMAP begins with a systematic approach to identifying risks you are exposed to beyond standard coverage and adapts as life changes.
THE MEDICARE EXPERIENCE
Confident Choices, Seamless Transitions
After years of making smart decisions for your career, your family, and your future, Medicare can feel surprisingly unclear. What should be simple rarely is, and it’s hard to know who to trust or how to even start. Whether you’re approaching 65 or helping a family member through the transition, we’re here to make it make sense. We walk you through what’s changing, what’s covered, and what choices are right for you. You’ll leave the conversation smarter, clearer, and more confident about what comes next.
THE INDIVIDUAL HEALTH EXPERIENCE
When Life Shifts, So Does Your Coverage
There are moments when your health coverage no longer fits: changing jobs, retiring early, or aging off a parent’s plan. These shifts can bring uncertainty, but they don’t have to bring confusion. We help you understand your options, avoid costly mistakes, and choose coverage that makes sense for your life right now. This is about thoughtful guidance from people who’ve been here before and know how to get it right.
LET'S NAIL OUR PARTNERSHIP
We’re Not for Everyone—And That’s a Good Thing
You deserve a partner aligned with how you work and define success, because that’s how long-term impact is made. Here’s how to know if we’re likely to work well together.
We’re Not a Good Fit for You if You...
Want a surface-level quote without the conversation needed to ensure the right fit for your needs
See insurance as a box to check, not a strategic lever for protecting what you've built
Are looking for the lowest premium without regard for gaps or exposure
Don’t see value in a real advisory partner who stays engaged as your world evolves
We’re a Good Fit for You if You...
Want protection that reflects your complexity, not a standard template
See insurance as part of managing risk, preserving wealth, and protecting future opportunity
Value a partner who understands timing, nuance, and what’s at stake
Expect the same level of care, clarity, and follow-through you bring to your own work
YOU DON’T HAVE TO LEAP
Experience The McClone Model
If you're feeling skeptical, we get it. The old model hasn’t always delivered on its promises. That’s why we offer a no-pressure way to experience the McClone Model firsthand. We both invest time to explore alignment, because strong partnerships start with mutual clarity, not blind faith.
Meet Our Team
We start with a conversation. We ask questions to understand what you’ve built, what you want to protect, and how we can align on what matters most.
Test Drive the Model
If it makes sense to go further, we focus on a priority area and bring in the right experts to show how we approach problems and think differently.
Action Plan
We share what we found: what’s working, what’s not, and where there's room to improve. If it’s a fit, we plan next steps. If not, you still gain clarity.
THINK DIFFERENTLY. EXPECT MORE.
Your Journey Starts Here
The right protection starts with the right relationship. When you choose to partner with us, you’re surrounding yourself with people who understand what it takes to protect a life well built. We take your trust seriously and meet it with solutions as thoughtful, dynamic, and personal as your world demands.