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KNOWLEDGE IS POWER

McClone Learning Center

Insurance and risk strategy are full of moving parts. This is your space to make sense of it all, with fresh thinking, real-world guidance, and strategies that cut through complexity to move you forward.

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What is a Waiver of Subrogation for Work Comp? Are there Risks?

Before you sign a waiver of subrogation, you should understand how it works and how it may affect your workers’ compensation premiums going forward.
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Is an ICHRA Right for Your Organization?

Explore the benefits and considerations of Individual Coverage Health Reimbursement Arrangements (ICHRA) for your organization’s health benefits...
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Your Experience MOD Factor Explained

What is an Experience MOD Factor and what does it have to do with my workers' compensation premiums? Find your answers here.
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Navigating the Builder’s Risk Insurance Market: Why Early Coverage Matters More Than Ever

Navigate the evolving builder's risk insurance market with early coverage strategies to protect your construction project from rising costs and...
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What Is Builder’s Risk Insurance—and Do You Need It for Your Project?

Learn why Builder’s Risk Insurance is essential for protecting your construction project from unexpected setbacks like theft, vandalism, and severe...
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The Impact of New Tariffs and Labor Shortages on GMP Projects

New tariffs & labor shortages are increasing GMP project costs & delays. Learn how to mitigate risk with smart contracts & strategic sourcing.
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Who Can Sue a Nonprofit Board of Directors?

Serving on a nonprofit board is rewarding, but it comes with legal responsibilities. We explain who can bring a claim and how the right D&O coverage...
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Employee Benefits Trends for 2025: What Employers Should Know

Discover the key employee benefits trends for 2025, from rising health care costs to evolving family planning needs, and learn how to adapt your...
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Mental Health Crisis in Construction: Safety Isn't Just Physical

Addressing mental health in construction takes a multi-faceted approach. Model vulnerability and normalize discussions.
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To Report or Not to Report an Injury or Illness to OSHA

What workplace safety incidents do companies need to report to OSHA in their annual filing?
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Workplace Safety Records Become Publicly Accessible

OSHA is becoming more transparent with workplace safety records. OSHA will be publishing companies’ annual safety data on a publicly accessible...
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Workers at a manufacturing facility.

A big OSHA change for mid-sized companies

OSHA's reporting updates mean some companies may need to file additional data.
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