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Business Insurance

You have the power

Empowering You

With cost reduction strategies & delivering quality coverage

BROAD MARKET ACCESS

Offering you a broad spectrum of insurance products from a wide variety of carriers around the globe ensuring the best coverage options available at the best price.

BUSINESS CONTINUITY

Understanding the hazards you face and building a plan to minimize the disruption of operations and maintain stability during recovery.

BUSINESS INCOME NEEDS ANALYSIS

Going beyond the standard Business Income Worksheet to accurately identify cash flow needs in the event of business disruption.

CARRIER NEGOTIATIONS

Evaluating marketplace options to secure the right coverage at the right price by leveraging our RiskMAP process and presenting your unique story to the underwriter.

CERTIFICATE MANAGEMENT

Simplifying the risk transfer process for contractors, vendors and tenants to reduce risk and simplify compliance.

 

COVERAGE CHECK-UP

Reviewing your organization’s coverages to make sure each policy provides accurate coverage and continues to protect your company as it continues to grow.

COVERAGE GAP ANALYSIS

Assessing your current policies, programs and procedures for potential hidden risks not addressed in your current risk management program.

CLAIMS
ADVOCACY

Applying our knowledge and experience to expedite and manage the claim process in your best interests to protect your bottom line.

CYBER RISK CHECK

Systematically identifying, measuring & monitoring Cyber Risk & developing protocols, policies and procedures to establish a framework for cyber attacks.

DATA ANALYTICS

Identifying and analyzing data, patterns and techniques to improve and show results over time through measurable metrics.

DISASTER
RECOVERY

Establishing procedures to recover and protect your IT infrastructure in the event of a disaster.

WORKERS' COMP MOD AUDIT & PROJECTIONS

Creating a path to your minimum mod by regular verification of accuracy of data reported, education on how the mod is calculated, and methodically implementing best practices.

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RISK CHECK 360 TOOLBOX

Providing practical tools and resources to help you mitigate and manage the risks your business faces.

SAFETY PROGRAM

Working with you to identify & implement safety & workers comp best practices using a system that reflects your culture, unique hazards and priorities.

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WORKPLACE SAFETY TRAINING

Utilizing a best-in-class Safety Learning Management System (LMS) to make managing and driving successful safety culture easier.

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SURETY

Building and managing successful surety programs using relationships, data and your unique story.

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RiskMAP Process

Uncovering risks to better position your organization for success

Monitor ResultsYou and your company are dynamic – what works for you today might not work as well tomorrow. The continued success with your risk management program requires consistent evaluation. We will use a variety of tools to monitor your plan’s performance with verifiable data and reports. We’ll tailor the appropriate analytics for you so we can measure the success of your plan and adapt the program as your business evolves and changes. Implement SolutionsDuring this stage, we put in place the specially tailored programs and strategies designed to achieve your short and long term goals. A strong belief in our process motivates underwriters to offer much lower insurance costs on your behalf. Develop StrategyOur team will use the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce insurance costs. We will present available opportunities to you for us to work together to build an action plan to achieve your objectives. We also determine if there are value added support tools available that can be used to achieve your goals. Identify RiskDiscovering what makes your organization unique is the most important step for us. As your partner, we learn about your initiatives and the risks your company faces and assess the current programs, policies and procedures in place to address them. With this information we are able to analyze how we can partner with you and make sure the appropriate carrier and vendor relationships are in place and aligned with your vision and goals.

RiskMAP Process

Uncovering risks to better position your organization for success

riskMAP_identify_risk

Identify Risk

Discovering what makes your organization unique is the most important step for us. As your partner, we learn about your initiatives and the risks your company faces and assess the current programs, policies and procedures in place to address them. With this information we are able to analyze how we can partner with you and make sure the appropriate carrier and vendor relationships are in place and aligned with your vision and goals.

riskMAP_develop_strategy

Develop Strategy

Our team will use the information gathered to explore a spectrum of alternative strategies to minimize risk and reduce insurance costs. We will present available opportunities to you for us to work together to build an action plan to achieve your objectives. We also determine if there are value added support tools available that can be used to achieve your goals.

riskMAP_implement_solutions

Implement Solutions

During this stage, we put in place the specially tailored programs and strategies designed to achieve your short and long term goals. A strong belief in our process motivates underwriters to offer much lower insurance costs on your behalf.

riskMAP_monitor_results

Monitor Results

You and your company are dynamic – what works for you today might not work as well tomorrow. The continued success with your risk management program requires consistent evaluation. We will use a variety of tools to monitor your plan’s performance with verifiable data and reports. We’ll tailor the appropriate analytics for you so we can measure the success of your plan and adapt the program as your business evolves and changes.

McClone Success Stories
Success testimonial

Since work comp is required by law, we thought all carriers, risk advisors and loss control specialists treated it the same. Not so. McClone showed us a better way.

 

Success Story

How One Company Lowered Premiums By $36,000 in Work Comp Premiums in One Year and Became Compliant.

VIEW THIS STORY

Experience. Expertise. Relationships.

Beyond insurance global network logo
McClone is Wisconsin’s exclusive member of the Beyond Insurance Global Network (BIGN), an elite peer-to-peer network of best-in-class independent agencies in North America. Membership in BIGN allows us to leverage resources worldwide to provide best-in-class tools and relationships to help our clients.

Refreshing Insights blog-arrow-right

A collection of articles from the McClone team with the helpful knowledge and insights to ensure your organization is well protected.